11n583 Howard Avenue

Elgin, IL
$ 450,000 Beds 4 Baths 2.5 Sq 2,092
Monthly Estimate* How much can I afford?

Set on just over half an acre in unincorporated Almora Heights, this 4-bedroom, 2.1-bath two-story offers an appealing combination of space, setting and convenience. The traditional floor plan features separate living and dining rooms, an eat-in kitchen, and a spacious family room anchored by a fireplace and wet bar-an inviting space for everyday living or entertaining. A convenient first-floor laundry adds functionality, while upstairs you'll find four bedrooms including a primary suite with private bath and double vanity. The full unfinished basement provides abundant storage and excellent potential for future use. Outside, enjoy the 16x20 deck, front porch, fire pit, shed and generous homesite. Additional features include central air, private well and septic, 200+ amp electrical service and solar technology. All of this is tucked into an established unincorporated Elgin setting while remaining convenient to Randall Road, Route 20, I-90, shopping, dining and commuter options. A great opportunity for buyers seeking room to spread out without giving up everyday convenience.

New

  • Price
  • $ 450,000
  • City
  • Elgin
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • KANE
  • Half Bathrooms
  • 1
  • Area
  • Elgin
  • Lot Size
  • 0.524 Acres
  • Zip
  • 60124
  • Sqr Footage
  • 2,092
  • Year Built
  • 1978
  • Taxes
  • $ 2660
  • Style
  • Traditional
  • MLS#
  • 12741716
Listed By: Baird & Warner
Data Source: Midwest Real Estate Data (MRED)

Features

General

Living Area 2092
Sewer Septic Tank
Heating Natural Gas,Forced Air,Radiant
Cooling Central Air
Possession Closing
Roof Asphalt
Appliances Range,Dishwasher,Refrigerator,Washer,Dryer
Garage Spaces 2
Association Fee Includes None
Architectural Style Traditional
Construction Materials Fiber Cement,Combination
Year Built 1978
Electric Circuit Breakers,200+ Amp Service,Photovoltaics Third-Party Owned
Township Elgin
Tax Year 2025
Ownership Fee Simple
Community Features Park,Street Lights,Street Paved
Assoc Fee Paid Per Not Applicable
County Kane
New Construction No
Property Type Residential
Energy Efficient Photovoltaic/Solar System,Solar Hot Water
Subdivision Name Almora Heights
Other Structures Shed(s)
Total Rooms 9
Full Baths 2
Status New
Directions RANDALL RD. N OF LAKE TO WIN HAVEN W TO HOWARD NORTH
High School Larkin High School
City Elgin
High School District 46
MLS Area Elgin
Elementary School Hillcrest Elementary School
Tax Annual Amount 2660
Middle/Junior High School Kimball Middle School
Additional Parcels Y/N No
Standard Status Active
Middle/Junior School District 46
Elementary School District 46
Property Type Detached Single

Interior Features

Interior Amenities Wet Bar,Walk-In Closet(s)
Basement Unfinished,Full
Total Fireplaces 1
Fireplace Features Wood Burning,Attached Fireplace Doors/Screen
Half Baths 1
Laundry Features Main Level,Sink
Total Bedrooms 4
Room Type Walk In Closet,Deck,Eating Area
LivingAreaSource Taped
Total Baths 3
Bedrooms Possible 4

Exterior Features

Exterior Amenities Fire Pit
Parking Features Asphalt,Garage Door Opener,Garage,Yes,Garage Owned,Attached
Lot Features Corner Lot,Backs to Open Grnd
Water Source Well
Total Parking 2
Foundation Details Concrete Perimeter
Lot Dimensions 109.7X188.1X89.3X43.5X149.9
Lot Size Acres 0.524
Waterfront Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Dekalb, IL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Hillcrest Elementary School
Middle School Kimball Middle School
High School Larkin High School

Price History

9/25/2026 Listed $450,000

Property vs Zip Code Average in 60124

Price
AVG $660K
$450K
Taxes
AVG $12,668
$2,660
Year Built
AVG 2015
1978
Visits
AVG 70
5
Data Provided by Inside Real Estate®

Areas That We Cover

11n583 Howard Avenue Elgin, IL is a Single Family Home for sale at $450000 with 2092 sqft and a lot size of 0.524 Acres Acre(s). 11n583 Howard Avenue Elgin has 4 bedrooms, 2 baths and was built in 1978. The property's zip code is 60124 which is in Elgin, IL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.